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RESIDENTIAL
MORTGAGES
3-STEP PROCESS
GET PRE-APPROVED
Submit your info, and we’ll quickly pre-approve you for the mortgage that fits your goals. Fast, easy, and offer-ready.
FIND YOUR HOME
Work with your real estate agent to find the perfect property. Once you’re ready, we’ll handle the financing so you can focus on the home.
SIGN & GET KEYS
We handle the details so you can sign and get the keys—hassle-free.
MORTGAGE PRODUCTS
SAMONA FINANCE SPECIALIZES IN THE FOLLOWING PRODUCTS:
CONVENTIONAL
Offers the BEST DEALS for those with great credit!
DOWN PAYMENT ASSISTANCE
Best for those tight on funds, but eager become homeowners!
One-Time Close NEW CONSTRUCTION
Samona closes FAST and STRESS-FREE.
JUMBO LOANS
BIGGER Loan Amounts, maximizing your purchase goals.
Cash-Out Refinance
Best for when you WANT CASH SENT TO YOU to fund important projects.
Rate-and-Term Refinance
Best when rates drop to help you take ADVANTAGE OF LOWERING YOUR RATE or TERM.
Equity Buy-Out Refinance
Perfect for divorce or inheritance when ownership needs to be divided. We make this process EASY!
HELOC
Access your home’s equity through a line of credit. Similar to a credit card, but with more FAVORABLE terms.
DEBT SERVICE COVERAGE RATIO (DSCR)
DSCR loan to purchase income producing property.